Upcoming Events


Upcoming Events

Our Class is Back!

For the 28th year, we will be teaching "Retirement Planning Today" at Samford University. Our 10 hour course is broken down into 3 classes and you have the option of attending the Tuesday sessions or the Thursday sessions. Please keep in mind that if you register for the Tuesday sessions you can make up any missed classes when we do it again for the Thursday sessions. The dates for the aformentioned Tuesday and Thursday sessions are 

Tuesday: February 6th, 13th & 20th

Thursday: February 22nd 29th & March 7th 

Do not let the class title fool you! While a small amount of the information is better suited for those closer to retirement, the bulk of it is important for all ages! This information will focus on a myriad of different finanical planning topics, and you can find out more details by calling us at (205) 262-1277 for additional information. We have a wide ranging audience and regularly have attendees that have just started their careers and are trying to get themselves on track to accomplish life goals. I'll leave you with an important quote, and we hope to see you there!

"Planning is about bringing the future into the present so you can do something about it now"


Course Outline:


  1. Life Planning for Retirement – What are you looking to accomplish during your retirement years? For many, work has embodied their lives for 20, 30 or 40+ years. Now the next chapter begins and want to explore what that looks like for you. Are you wanting to travel? Volunteer? Pursue hobbies? You need a clear idea of your retirement lifestyle and goals. This course begins with quick, individual exercises to help you being thinking about non-financial retirement planning.
    • Traditional vs new retirement
    • New retirement opportunities
    • The retirement planning process


  1. Retirement needs & Expenses – What are your retirement expectations? According to the Employee Benefits Research Institute, 69% of workers are very or somewhat confident they will have enough money to “live comfortably” throughout retirement. However, only 48% had actually tried to calculate how much they will need to save!
    • How long will your money last?
    • Prices, purchasing power and inflation
    • Retirement expectations
    • Can you financially afford to retire?


  1. Retirement Roadblocks & Mistakes – We identify the 10 biggest retirement planning mistakes and how to avoid them.
    • 10 retirement planning mistakes
    • Cash flow statements
    • Uses of credit and debit
    • Taxes, marginal tax rates and how to save money on taxes
    • Investing with tax considerations


  1. Retirement Income Sources – We will be looking at the many ways to save for retirement and discuss the advantages and disadvantages of each.
    • IRAs, Roth IRAs and Roth conversions
    • Social Security
    • Employer-sponsored defined benefit plans & defined contribution plans


  1. Retirement Plan Distributions – Addressing the important decisions people must make about their retirement plans when you actually retire. We will discuss strategies that will allow you to take money out of your retirement plans with maintaining financial flexibility. Most importantly, we compare retirement plan distribution choices to help you make an informed decision.
    • Rollovers, direct rollovers and transfers
    • Lump sum vs. annuity payments
    • Early retirement considerations
    • RMDs


  1. Investments – Learning about cash accounts, stocks, bonds, mutual funds, ETFs, individually managed accounts, annuities and important considerations before you invest.
    • Considerations before you invest
    • Cash account options
    • Stocks & Bonds
    • Mutual Funds & ETFs
    • Investment risk management strategies


  1. Risk Management & Asset Protection – Addressing strategies designed to protect you from a large financial loss prior to or during retirement. We will be discussing different types of insurance, when it is appropriate and how much coverage you may or may not need.
    • Disability insurance
    • Health insurance & Medicare
    • Life insurance
    • Long term care options


  1. Estate Planning – Estate planning is much more than planning for your death. This section dives into detail surrounding personal decisions that affect you, your family and loved ones while you are still living. Laws will continue to change and the way we address estate planning will continue to evolve.
    • Taxes
    • Wills, Power of Attorney & Medical Directives
    • Tax considerations
    • Gifting
    • Trusts

Seminar Registration Form

Seminar Registration Form


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